Our 4-Step

Retirement Blueprint Planning Process

Known for the thoroughness of our work, each step of our planning process is part of an established and refined system to avoid missing any steps or taking any shortcuts.    When working with clients, our first goal is to listen, analyze and understand your specific financial needs both now and for the future. Our next step is to pull the various pieces of your financial portfolio together and begin organizing a blueprint that will help you reach your goals. The process does not have to be grueling or complicated. A good retirement blueprint is straightforward and is personalized to you and your unique situation.

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Step 1

Retirement Visions and Values Conversation

We want to hear your story.  What will your life be like during retirement?  Will you travel the world?  Start a side gig?  Spend the winter months in your second home?  No two dream retirements are exactly alike.  Together we will explore various financial implications that could arise on your path to retirement and look for potential “train wrecks” that could impact your future.  We are also looking to maximize opportunities to help the people and causes you care about the most.

Step 2

Risk Assessment

We strive to identify risks that could impact your situation, such as market risks, liability risks, moral obligations to family and legal risks from business ventures.  Then we evaluate strategies to help reduce potential exposure to loss suffered from unforeseen events.

We then build a model that depicts the current potential financial outcome, absent any changes of your current portfolio.  Process for modification begins.

Step 3

Estate Transition Plan Review

We will review your current estate plan, titling and beneficiary review of your assets and policies.  We’ll then provide you with recommendations that may help to preserve your estate for the benefit of your heirs. This review will show you how to create a financial legacy that will help keep your personal values intact when you are gone while reducing/minimizing any taxes that your heirs may have to pay.

Step 4

Complimentary Retirement Blueprint

The end result of our meetings will be a written financial plan that addresses your particular concerns and goals. The plan will include a thorough analysis of your current investments and any suggested changes. It will also include a comprehensive income analysis, suggested allocations and options that are available to you to better your current investments.

Retirement planning isn’t about aggressive money-making ideas, it’s about establishing and committing to goals and taking the time to create a safe and secure financial plan.  We call our system Lifestyle Driven Investing.  Your successful retirement is the driving force behind the financial guidance our firm offers. Our job is to assist you in making well-informed decisions so that you can feel confident in your retirement strategy.