Elevation Capital Strategies

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So far Elevation Capital Strategies has created 24 blog entries.

Retirement Planning Challenges

In 1985, only 10 percent of people aged 65 and older were either in the workforce or job hunting. Today, that share has doubled, for a couple of reasons. First, fewer 65-year-olds have enough money to retire. Second, the number of people in this demographic with a college degree has more than doubled (53 percent [...]

By |2019-07-16T21:35:04+00:00July 16th, 2019|Financial Health|Comments Off on Retirement Planning Challenges

All About Homeowners Insurance

According to Zurich North America’s chief claims officer, natural hazards are more common and more damaging than in the past. The time to act and reduce future risk is now, particularly when it comes to nationwide infrastructure. For example, U.S. roads and bridges were simply not built for the severity and frequency of storms and [...]

By |2019-07-09T16:33:42+00:00July 9th, 2019|Financial Health|Comments Off on All About Homeowners Insurance

More Tax Considerations For 2019

According to IRS estimates, taxpayers collectively pay about 82 percent of taxes they legitimately owe. This amounts to about $458 billion annually in lost taxes, based on data from 2008 to 2010.1 Of course, we do not recommend strategies to avoid legitimate tax liabilities. However, it is important to stay current with the constantly evolving [...]

By |2019-07-02T16:42:24+00:00July 2nd, 2019|Financial Health|Comments Off on More Tax Considerations For 2019

Notes on Social Security

The Federal Trade Commission (FTC) reports that Social Security beneficiaries have lost $6.7 million in two months resulting from a new, highly effective scam. This is how it works: Someone calls you and says they are with the Social Security Administration (SSA), stating they regret to inform you that your Social Security payments have been [...]

By |2019-06-25T18:37:23+00:00June 25th, 2019|Financial Health|Comments Off on Notes on Social Security

Tech Trends

There are different formulas for launching highly successful companies. First, create a product that solves a problem that no one knew they had — for instance, how online search engines replaced encyclopedias. Then, there are ideas that help solve problems that plague millions of people. Back pain, for example. Not only do approximately eight in [...]

By |2019-06-18T18:51:31+00:00June 18th, 2019|Financial Health|Comments Off on Tech Trends

Don’t let presumed costs deter your insurance decisions

The No. 1 reason to purchase an insurance policy is to cover expenses that would otherwise create a financial hardship for you or your family. Many policies are often employer-sponsored, but if you don’t have access to affordable options or would like to review potential financial vulnerabilities that could be covered by insurance, please give [...]

By |2019-06-11T20:55:15+00:00June 11th, 2019|Financial Health|Comments Off on Don’t let presumed costs deter your insurance decisions

Boosting Financial Literacy is a Top Priority

Financial literacy has always been a challenge. However, now that much of the burden of retirement income has shifted to employees instead of employers, it is all the more important that we begin teaching the principles of saving and investing to people as early as possible.1 In a recent survey, 44 percent of Americans said [...]

By |2019-06-05T23:34:58+00:00June 4th, 2019|Financial Health|Comments Off on Boosting Financial Literacy is a Top Priority

Food for Health

We love our bacon. In recent years, this pork delicacy has seen a resurgence in popularity alongside new ways to enhance recipes ranging from bacon-infused macaroni and cheese1 to the not-quite traditional bacon-wrapped holiday turkey.2But just because something is popular doesn't mean it's good for you. According to the World Cancer Research Fund, one way [...]

By |2019-06-04T22:49:12+00:00August 21st, 2018|Financial Health|0 Comments

Job Trends

For decades, young people were told college was the surest route to financial success as an adult. Get a degree, get a good job.However, this formula seems to be broken. During the recession, jobs for recent college graduates were scarce, causing many to continue their higher education and sink deeper into student loan debt. With [...]

By |2019-06-04T22:49:12+00:00August 14th, 2018|Financial Health|0 Comments

Long-Term Care Update

Long-term care continues to be a challenging issue in the U.S. It appears the second wave of baby boomers is even more determined to "age at home," while at the same time, they are more likely to suffer from multiple chronic conditions, such as heart disease and diabetes.1 This confluence of factors makes it all [...]

By |2019-06-04T22:49:12+00:00August 7th, 2018|Financial Health|0 Comments