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So far Elevation Capital Strategies has created 184 blog entries.

Medicare Update

Some hard-working, taxpaying Americans get angry when they hear Social Security called an entitlement program, perhaps because the word “entitlement” has come to have a connotation with welfare programs. The reality is that Social Security is, by definition, an entitlement program, along with Medicare, unemployment insurance and worker’s compensation. These mandatory programs are funded by [...]

By |2019-11-19T14:39:22-08:00November 19th, 2019|Financial Health|Comments Off on Medicare Update

The Millennial Effect

Recessions have consequences, and the Great Recession of 2008 may have produced one of the most influential consequences of all: the millennial mindset. Because of their early experiences in the “real world,” this generation is poised to have long-term significance -- comparable to baby boomers -- in work, play and politics. If you think boomers [...]

By |2019-11-13T17:17:57-08:00November 12th, 2019|Financial Health|Comments Off on The Millennial Effect

Why Retirement Portfolio Design Should be Flexible

There is one predominant reason why retirement portfolio design must be approached differently today than in previous years: There is an infant alive in this world, right now, who is expected to reach age 200.1 That’s the prediction from demographers researching life expectancy trends, according to Olivia Mitchell, a business economics and public policy professor [...]

By |2019-11-05T10:27:43-08:00November 5th, 2019|Financial Health|Comments Off on Why Retirement Portfolio Design Should be Flexible

Small-Business Growth Has Economic Benefits

A promising way to jumpstart the U.S. economy is by helping more entrepreneurs establish their own businesses. The 30.2 million U.S. small businesses represent 99.9 percent of all businesses in this country. They employ nearly half (47.5 percent) of America’s total workforce.1 If you need further proof that small businesses can provide an economic boost, [...]

By |2019-10-27T08:59:27-07:00October 29th, 2019|Financial Health|Comments Off on Small-Business Growth Has Economic Benefits

Transparency in Health Care: Pros and Cons

In July, the Trump administration proposed an initiative requiring greater transparency in health care pricing. Specifically, the proposal would require hospitals to publish prices negotiated with insurers for individual services. However, studies have shown that consumers seldom use this type of information to shop for lower prices, presumably because their insurance pays for a large [...]

By |2019-10-27T08:54:39-07:00October 22nd, 2019|Financial Health|Comments Off on Transparency in Health Care: Pros and Cons

What’s Up With the Markets?

Anyone who followed the often-used investment adage, "Sell in May and go away," is likely pleased with their decision after the markets struggled in the month of August.1 While recent market events may seem dramatic, August is historically the weakest month of the year for U.S. equities.2 By mid-August this year, both the Dow and [...]

By |2019-10-15T11:03:00-07:00October 15th, 2019|Financial Health|Comments Off on What’s Up With the Markets?

Examining the work/life balancing act

Researchers have estimated how much of our lifetime is spent on various activities. For example, based on a lifespan of 80 years, the average person will spend:1 26 years sleeping 7 years trying to get to sleep 13 years at work  8 years watching TV 4.5 years eating 3 years on social media 3 years [...]

By |2019-10-08T16:27:49-07:00October 8th, 2019|Financial Health|Comments Off on Examining the work/life balancing act

Common Investing Mistakes

In our personal lives, we have a conscience that keeps us from doing not-so-nice things. Sometimes we even get a creepy-crawly feeling when we think someone may be up to no good. Fortunately, there also are some common red flags that warn us about things we should avoid when investing. For example, it’s usually not [...]

By |2019-10-02T10:31:38-07:00October 1st, 2019|Financial Health|Comments Off on Common Investing Mistakes

Clean Living

We frequently hear about the various effects of climate change and how they can be mitigated. It often feels as though households and companies must make significant sacrifices to undo a lot of the damage that’s been done. However, there also are many positive benefits that can come from making certain changes, both locally and [...]

By |2019-09-24T14:38:18-07:00September 24th, 2019|Financial Health|Comments Off on Clean Living

Who is Caring for Our Elderly?

The “elderly” portion of retirement is the phase that is past travel, golf, shopping, piggyback rides and puzzles on the floor with the grandkids. It can often consist of isolation, loneliness and boredom -- possibly compounded by the inability to drive, take a walk or even hear loved ones talk on the phone. Many continue [...]

By |2019-09-18T14:08:45-07:00September 17th, 2019|Financial Health|Comments Off on Who is Caring for Our Elderly?