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Consider Having a Backup Plan

When looking ahead in anticipation of Social Security benefits, many people expect to wait until an average age of 66 to make a claim.1 However, Nationwide Retirement Institute's fifth annual Social Security survey found many retirees start drawing Social Security at the earliest possible age of 622 -- frequently the result of being laid off or [...]

By | 2018-06-26T13:10:58+00:00 June 26th, 2018|Uncategorized|0 Comments

Technology Pros and Cons

Not all innovations are initially successful. Think about the driverless car. It sounded like a great idea -- helping the disabled and elderly retain some independence -- until the first pedestrian fatality involving a driverless car occurred in Arizona this year.1Driverless technology may be a work in progress, but it may still have advantages. After [...]

By | 2018-06-19T19:20:29+00:00 June 19th, 2018|Uncategorized|0 Comments

Notes on U.S. Infrastructure

The American Society of Civil Engineers has given the U.S. an overall infrastructure grade of D+. Throughout the next decade, it will take more than $4.5 trillion to fix our aging infrastructure -- including upgrades to roads, mass transit, wastewater treatment plants and the electrical grid.1We've reached the mission-critical stage. One industry analyst observed, "We're [...]

By | 2018-06-12T13:59:57+00:00 June 12th, 2018|Uncategorized|0 Comments

Music Plays Instrumental Role in Healing Ailments

Hearing a familiar song from a happy period in your life, such as childhood, can instantly make you feel joyful. It's as if you're right back there -- toe tapping, head bopping and singing along. Just as with our sight, smell and taste senses, positive auditory memories can enhance mood and transport us back to [...]

By | 2018-06-05T19:16:59+00:00 June 5th, 2018|Uncategorized|0 Comments

Demographic Differences

Consider these questions for a moment: Have your outlook and attitude toward politics and culture changed over the years? Or are you the same as always? If you were a conservative young adult, do you hold the same beliefs today? If you were a rebel as a youngster, are you still? Or have you mellowed [...]

By | 2018-05-29T15:03:09+00:00 May 29th, 2018|Uncategorized|0 Comments

End-of-Life Issues

Before today's modern medicine, people usually died of three things: injury, infections or some type of nutritional deficiency.1 Painkillers may have come in the form of herbal tea or some other applied root, so pain was a fact of life. Life expectancy was much shorter than today, and people often died suddenly or after a [...]

By | 2018-05-22T16:27:35+00:00 May 22nd, 2018|Uncategorized|0 Comments

Ideas for Your Inner Entrepreneur

One of the perks of retirement is having the time to pursue new interests. If you've always dreamed of starting your own business, retirement could provide the perfect opportunity.It's a good idea to get a financial checkup before you go full bore into entrepreneurship. We're happy to help clients review their current retirement income situation [...]

By | 2018-05-15T14:08:02+00:00 May 15th, 2018|Uncategorized|0 Comments

A Look at How America Ranks

In his first year in office, President Trump has promoted his "America first" philosophy. This new focus, with its trade protectionism and tough stance on immigration, has somewhat changed the U.S. narrative on a world scale.1Considering this new emphasis on America first, perhaps it's worth looking at how the U.S. ranks on the world stage, [...]

By | 2018-05-08T14:00:51+00:00 May 8th, 2018|Uncategorized|0 Comments

The Future of Medicare and Social Security

There is little doubt that Medicare and Social Security are important programs that help older Americans in retirement, particularly now that so many are living beyond previous life expectancy rates. In fact, past models for savings rates may be failing many older Americans, who represent the only demographic seeing significant increases in poverty rates in [...]

By | 2018-05-01T16:33:22+00:00 May 1st, 2018|Uncategorized|0 Comments